📈 Bajaj Housing Finance Share Price Target From 2025 to 2030
Bajaj Housing Finance Limited (BHFL) is quickly becoming one of the most recognized players in India’s mortgage lending sector. With a strong financial foundation, solid profitability, and a growing customer base, this housing finance company is making waves in the stock market. In this blog post, we will analyze Bajaj Housing Finance share price in depth and provide a month-wise prediction for its share price from 2025 to 2030.
Key Points
🏢 Company Overview: Bajaj Housing Finance Limited
Bajaj Housing Finance Limited was established in 2008 and is a wholly-owned subsidiary of Bajaj Finance Ltd. Initially incorporated as Bajaj Financial Solutions Limited, the company got its current name in 2014. Since then, it has evolved into a leading Housing Finance Company (HFC) registered with the National Housing Bank (NHB).
From 2018 onwards, it has engaged in mortgage lending, including:
- Home Loans
- Loans Against Property (LAP)
- Lease Rental Discounting
- Developer Financing
The company serves individual and corporate customers, using both direct-to-customer (D2C) and intermediary channels, including developers, DSAs, and digital partners.
📊 Key Financial Highlights (as of April 13, 2025)
| Metric | Value |
|---|---|
| Market Cap | ₹99,446.41 Cr |
| Operating Revenue | ₹7,617.31 Cr |
| Net Profit | ₹1,731.22 Cr |
| EPS (TTM) | ₹2.08 |
| ROE | 15.23% |
| ROCE | 9.42% |
| PAT Margin | 22.73% |
| P/E Ratio | 57.44 |
| P/B Ratio | 5.14 |
| Promoter Holding | 88.75% |
| Share Price (13 April 2025) | ₹119.38 |
🔍 Fundamental Analysis
✅ Profitability
Bajaj Housing Finance Share Price has demonstrated strong profit growth over the years:
- 1-Year Profit Growth: 37.64%
- 3-Year Profit Growth: 56.32%
- 5-Year Profit Growth: 73.6%
The high PAT Margin of 22.73% indicates effective cost control and strong demand for its services.
✅ Revenue & EPS Growth
- Revenue Growth (1-Year): 34.47%
- EPS Growth (YoY): 37.64%
Bajaj Housing Finance Share Price figures show that the company is expanding its business operations efficiently while increasing profitability per share.
✅ Return Ratios
- Return on Equity (ROE): 15.23% (Good performance)
- Return on Capital Employed (ROCE): 9.42%
Bajaj Housing Finance Share Price return ratios highlight that the management is effectively deploying shareholder capital to generate returns.
✅ Valuation Ratios
- P/E Ratio: 57.44 (Slightly overvalued based on earnings)
- P/B Ratio: 5.14 (Slightly high for a financial company)
The Bajaj Housing Finance Share Price may currently be priced at a premium due to high growth expectations, but this could change as the company matures.
📉 Technical Analysis
- Current Price (April 13, 2025): ₹119.38
- 52-Week High: ₹188.45
- 52-Week Low: ₹103
The stock is currently trading closer to its 52-week low, suggesting a potential undervaluation or temporary correction phase.
🔄 Trend & Momentum
- Short-term RSI: Neutral Zone (45-50)
- Moving Averages: The 50-day MA is below the 200-day MA, indicating a bearish crossover that could reverse soon.
- Volume: Low trading volumes in recent months might signal accumulation.
Overall, the technical indicators suggest a consolidation phase, with scope for recovery and an upward trend in the near future.
🧠 Industry Outlook
The housing finance industry in India is poised for growth due to:
- Increase in per capita income
- Demand for affordable housing
- Government initiatives like PMAY
- Increasing urbanization and digital lending
With India’s housing finance sector still under-penetrated, there is ample room for companies like BHFL to expand.
📅 Bajaj Housing Finance Share Price Target: 2025 to 2030 (Month-wise)
Below is a detailed year-wise, month-wise prediction table for Bajaj Housing Finance Share Price from 2025 to 2030. These are estimated prices based on current growth rates, industry outlook, and technical charting patterns.
📌 Note: These are indicative forecasts and not investment advice.
📆 2025 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 115 |
| Feb | 118 |
| Mar | 122 |
| Apr | 119 |
| May | 124 |
| Jun | 128 |
| Jul | 131 |
| Aug | 136 |
| Sep | 140 |
| Oct | 145 |
| Nov | 150 |
| Dec | 155 |
📆 2026 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 158 |
| Feb | 162 |
| Mar | 168 |
| Apr | 174 |
| May | 178 |
| Jun | 183 |
| Jul | 187 |
| Aug | 191 |
| Sep | 196 |
| Oct | 200 |
| Nov | 208 |
| Dec | 215 |
📆 2027 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 220 |
| Feb | 225 |
| Mar | 231 |
| Apr | 238 |
| May | 243 |
| Jun | 250 |
| Jul | 258 |
| Aug | 264 |
| Sep | 270 |
| Oct | 275 |
| Nov | 282 |
| Dec | 290 |
📆 2028 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 295 |
| Feb | 300 |
| Mar | 308 |
| Apr | 315 |
| May | 322 |
| Jun | 328 |
| Jul | 335 |
| Aug | 340 |
| Sep | 348 |
| Oct | 355 |
| Nov | 362 |
| Dec | 370 |
📆 2029 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 378 |
| Feb | 385 |
| Mar | 392 |
| Apr | 400 |
| May | 408 |
| Jun | 415 |
| Jul | 422 |
| Aug | 430 |
| Sep | 438 |
| Oct | 445 |
| Nov | 452 |
| Dec | 460 |
📆 2030 Share Price Prediction
| Month | Target Price (₹) |
|---|---|
| Jan | 470 |
| Feb | 478 |
| Mar | 486 |
| Apr | 492 |
| May | 498 |
| Jun | 505 |
| Jul | 512 |
| Aug | 520 |
| Sep | 528 |
| Oct | 536 |
| Nov | 543 |
| Dec | 550 |
📝 Final Verdict: Is Bajaj Housing Finance a Good Investment?
Based on both fundamental strength and growth prospects, Bajaj Housing Finance share price appears to be a promising stock for long-term investors. Its strong promoter backing (Bajaj Group), high ROE, and increasing EPS indicate solid internal performance.
However, due to its higher valuation ratios (P/E and P/B), investors must be cautious and enter at dips or during market corrections.
✅ Key Takeaways
- Bajaj Housing Finance has strong profit growth, EPS, and ROE.
- The stock is currently undervalued compared to its long-term growth potential.
- Industry trends favor further expansion of the housing finance sector in India.
- Investors can consider it for long-term wealth creation, with short-term volatility expected.
If you’re looking to diversify your portfolio with a growing NBFC-HFC stock, Bajaj Housing Finance Share Price trend and future look optimistic — especially considering the fundamentals and expanding market demand.
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Disclaimer: The above analysis is for informational purposes only and should not be considered financial advice. Investors are advised to perform their due diligence or consult financial advisors before making investment decisions.
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